Roth Ira Income Limits 2025. The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older. Less than $230,000 (married filing jointly) or less than $146,000 (single) reduced.
The maximum amount you can contribute to a roth ira for 2025 is $7,000 (up from $6,500 in 2023) if you’re younger than age 50. Contribution limits are enforced across traditional iras and roth iras, but income limits only apply to roth.